2020 Open Enrollment

Medical and Prescription Drug Coverage

Changes for 2020 are shown in bold, below. For a complete comparison chart, see your 2020 Enrollment Decision Guide.

 

Health Savings Plan

Classic Plan

Premier Plan

Annual Deductibles

Individual

$2,800

$1,250

$700

Family

$5,400

$2,500

$1,400

Annual Out-of-Pocket Maximums

Individual

$6,750

$5,250

$3,050

Family

$13,300

$10,500

$6,100

Prescription Drugs

Tier 1

10% after deductible is met

$17

$12

Tier 2

10% after deductible is met

$60

$55

Tier 3

10% after deductible is met

$95

$90

Prescription Drug Out-of-Pocket Maximum

Individual

Combined with medical annual out-of-pocket maximum

$1,700

$1,700

Family

$3,400

$3,400

Disability

Optional Long-Term Disability (LTD) Insurance rates are decreasing for 2020! Take this opportunity to consider enrolling in this important benefit. University-paid LTD covers up to $20,000 of your annual base salary. Optional LTD can cover your annual salary over $20,000.

Critical Illness

Critical Illness Insurance pays you a cash benefit if you are diagnosed with a serious illness, like cancer, or experience a stroke or heart attack. The Critical Illness Insurance vendor will change to UnitedHealthcare, who offers expanded plan design options. Rates for 2020 will also change. Watch for details in your Open Enrollment packet and enroll this year during Open Enrollment.