Accidental injuries might put a stop to your plans, but the Accident Protection Plan can help with the expenses from an unexpected event. If you have a covered injury that requires medical attention, like a burn, concussion or fracture, you'll receive a cash benefit to use any way you choose. Plus, there's a yearly wellness benefit of up to $50 per year. All you need to do is complete one preventive screening or test.
Even with health insurance, an accidental injury can cost you thousands of dollars. Lost wages from missing work, health insurance deductibles and daily living expenses can create long-term financial problems. Accident insurance helps cover the added costs you may face following an injury.
Here is a short list of injuries and services that may qualify for a benefit payment:
Emergency room and urgent care
Hospital admission and stays
Medical appliances (e.g., crutches, wheelchair, walker)
Organized sports injuries
Lodging, travel and child care
For a complete list of all covered conditions and benefit payment amounts, see your official plan documents. Conditions and coverage may vary depending on where you live or what your employer offers.