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Dental
The university’s dental plan, administered by Arkansas BlueCross BlueShield, offers coverage for preventive, basic and major services, and orthodontia services. The annual maximum benefit per person per calendar year is $1,750.
Annual Benefit Maximum Rollover
If you or an enrolled dependent receives benefits of less than $750 in a calendar year, up to $375 of unused benefits will rollover into the following year. The accumulated rollover maximum is $1,500.
Your rollover amount will be added to your annual maximum benefit 60 days after the last day of the calendar year. You (or your enrolled dependent) can use rollover money in that year and future years. You (or your enrolled dependent) must meet four conditions to be eligible for the rollover:
- Receive at least one covered preventive service during the calendar year
- Pay less in total claims than the yearly threshold amount (see table below)
- Be enrolled in the dental plan on the last day of the calendar year
- Keep your total rollover balance less than the accumulated maximum rollover amount.
You don’t need an ID card to use your dental benefits—just let the provider know you have Arkansas Blue Cross and Blue Shield coverage when you get to your appointment.
If you want to view or print an ID card, sign in to My Blueprint or download the My Blueprint app on the App Store or Google Play.
Dental Coverage
Here’s how much you’ll pay for dental services:
| In-Network | Out-of-Network | |
|---|---|---|
| Annual Deductible | $50 per person ($100 maximum per family) | $50 per person ($100 maximum per family) |
| Annual Maximum Benefit | $1,750 per person | $1,750 per person |
| Preventive Care (e.g., cleanings, exams, x-rays) | No cost (and no deductible) | 10% (no deductible) |
| Basic Care (e.g., fillings, extractions, root canals) | 20% after deductible | 28% after deductible |
| Major Care (e.g., crowns, bridges, partials, implants) | 50% after deductible | 55% after deductible |
Orthodontia
| In-Network | Out-of-Network | |
|---|---|---|
| Annual Deductible | None | None |
| Lifetime Maximum Benefit | $2,000 (combined) | $2,000 (combined) |
| Coinsurance | 50% | 60% |
Telehealth Visits are Covered!
Telehealth visits (phone or video) with in-network providers are covered by the Plan at the same cost sharing amount as an in-person visit.
If you visit an out-of-network dentist, you will pay more for services. And, you will pay 100% of the difference between the full out-of-network cost and the reasonable and customary level charged by Arkansas BlueCross and BlueShield. So you’ll always save money by visiting a dentist in the Select PPO Plus Network.
In-Network Providers
To find a provider in the Arkansas BlueCross and BlueShield Select PPO Plus Network, visit arkansasbluecross.com/Findcare.
Search for a provider using your Member ID or by logging into your account. You can also search as a guest by selecting Dental Select PPO Plus toward the bottom of the page.
Dental Xtra
You can receive additional no-cost dental benefits if you are diagnosed with one of these conditions:
- Diabetes
- Coronary artery disease
- Stroke
- Pregnancy
- Oral cancer
- End-stage renal disease
- Metabolic syndrome
- COPD
- Sjogren’s syndrome.
Dental Xtra, administered by Arkansas BlueCross and BlueShield, provides education about your dental health and no-cost in-network services. Plus, covered services do not require you to meet your deductible and won't count toward your calendar year maximum.
To register for additional benefits, visit the Arkansas BlueCross and BlueShield website and select “Enroll Now” in the Dental Xtra section. You’ll receive a letter telling you about the additional dental benefits you’re eligible to receive.