Partial Year Employee Premiums

Premiums listed on this page are for January 1 - June 30, 2026.

The university provides flexible and affordable medical plans with no-cost wellness benefits. Optional vision and dental plans are available for eligible employees, too. You and your campus share the cost of your health plan premiums for medical, dental and vision coverage. Premiums are based on the plan and tier level you choose (e.g., employee only coverage, employee and spouse coverage, employee and children coverage or employee, spouse and children coverage). Premiums may change each year.

Medical: Classic Plan

9-Month Employees

Salaries below $30,001Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$99.44$267.68
Employee & Spouse$266.33$592.80
Employee & Child(ren)$192.47$494.92
Emp., Sp. & Child(ren)$344.10$842.46
Salaries $30,001-$60,000Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$108.62$258.51
Employee & Spouse$266.33$592.80
Employee & Child(ren)$209.60$477.78
Emp., Sp. & Child(ren)$354.38$832.18
Salaries $60,001-$90,000Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$115.68$251.45
Employee & Spouse$280.24$578.89
Employee & Child(ren)$221.60$465.78
Emp., Sp. & Child(ren)$376.35$810.21
Salaries $90,001 and aboveSemi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$122.74$244.39
Employee & Spouse$302.12$557.01
Employee & Child(ren)$228.66$458.72
Emp., Sp. & Child(ren)$390.47$796.09

Medical: Health Savings Plan

9-Month Employees

Salaries below $30,001Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$50.94$267.68
Employee & Spouse$133.91$592.80
Employee & Child(ren)$102.89$494.92
Emp., Sp. & Child(ren)$171.60$842.46
Salaries $30,001-$60,000Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$60.11$258.51
Employee & Spouse$133.91$592.80
Employee & Child(ren)$102.89$494.92
Emp., Sp. & Child(ren)$181.88$832.18
Salaries $60,001-$90,000Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$67.17$251.45
Employee & Spouse$147.81$578.89
Employee & Child(ren)$132.52$465.29
Emp., Sp. & Child(ren)$203.84$810.21
Salaries $90,001 and aboveSemi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$74.23$244.39
Employee & Spouse$169.69$557.01
Employee & Child(ren)$139.58$458.23
Emp., Sp. & Child(ren)$217.96$796.09

Medical: Premier Plan

9-Month Employees

Salaries below $30,001Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$288.65$267.68
Employee & Spouse$724.01$592.80
Employee & Child(ren)$545.29$494.92
Emp., Sp. & Child(ren)$973.19$842.46
Salaries $30,001-$60,000Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$297.83$258.51
Employee & Spouse$724.01$592.80
Employee & Child(ren)$562.43$477.78
Emp., Sp. & Child(ren)$983.46$832.18
Salaries $60,001-$90,000Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$304.88$251.45
Employee & Spouse$737.92$578.89
Employee & Child(ren)$574.43$465.78
Emp., Sp. & Child(ren)$1,005.43$810.21
Salaries $90,001 and aboveSemi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$311.94$244.39
Employee & Spouse$759.80$557.01
Employee & Child(ren)$581.49$458.72
Emp., Sp. & Child(ren)$1,019.55$796.09

Dental

9-Month Employees

 Semi-Monthly Employee ContributionSemi-Monthly Employer Contribution
Employee Only$11.52$11.29
Employee & Spouse$23.76$23.29
Employee & Child(ren)$20.06$19.67
Emp., Sp. & Child(ren)$32.30$31.67

Vision

9-Month Employees

 Basic
Semi-Monthly Employee Contribution		Enhanced
Semi-Monthly Employer Contribution
Employee Only$3.30$6.69
Employee & Spouse$6.56$13.23
Employee & Child(ren)$6.42$12.96
Emp., Sp. & Child(ren)$9.77$19.71

Employee Life Insurance*

9-Month Employees

Current AgeBasicOptional
Less than 30100% employer paid$0.049
30 but < 35$0.071
35 but < 40$0.080
40 but < 45$0.100
45 but < 50$0.149
50 but < 55$0.229
55 but < 60$0.428
60 but < 65$0.657
65 but < 70$1.267
70 & older$2.044

* Rates are per $1,000 of coverage.

To calculate your monthly premium:

  1. Multiply your annual salary by 1, 2, 3, or 4 (based on your coverage election). Round to the next $1,000.
  2. Divide by $1,000.
  3. Multiply by Age Rate, above.

Dependent Life Insurance

9-Month Employees

Spouse Coverage*Semi-Monthly Employee Contribution
$10,000$2.02
$15,000$3.02
$20,000$4.02

* Eligible dependent children are covered at 50% of spouse coverage.

Short Term Disability

9-Month Employees

BasicSupplemental*Voluntary**
100% employer paid$0.285 per $100 of covered annual salary$0.473 per $100 of covered annual salary

* When you are enrolled in Basic STD coverage, Supplemental STD covers 60% of the first $4,153 of your weekly pre-disability earnings.

** Voluntary STD covers 60% of the first $4,153 of your weekly pre-disability earnings.

Long Term Disability

9-Month Employees

BasicBuy-Up*
100% employer paid$0.546 per $100 of annual base salary

* Enroll only if salary is over $20,000. Maximum salary to be used in calculation is $500,000.

Accidental Death and Dismemberment (AD&D) Insurance

9-Month Employees

CoverageSingleFamily
Per $1,000 of coverage$0.015$0.030

Spouse covered for 60% of coverage amount and eligible dependent children for 20% of family coverage amount. Coverage in excess of $150,000 will be limited to the lesser of $300,000 or 15 times employee’s salary (rounded up to next $25,000).

Critical Illness Insurance

9-Month Employees

Coverage Option 1: $10,000 (Semi-Monthly Rates)Employee OnlyEmployee and SpouseEmployee and ChildrenEmployee, Spouse and Children
Under 25$0.99$1.91$1.69$2.61
25-29$1.34$2.61$2.05$3.32
30-34$1.84$3.53$2.54$4.24
35-39$2.54$5.01$3.25$5.72
40-44$4.09$8.19$4.80$8.89
45-49$6.64$13.62$7.34$14.33
50-54$9.67$20.26$10.38$20.96
55-59$13.27$28.09$13.98$28.80
60-64$18.85$40.02$19.55$40.73
65-69$27.11$55.69$27.81$56.40
70-74$19.31$37.60$20.02$38.30
75+$26.94$48.75$27.64$49.45
Coverage Option 2: $20,000 (Semi-Monthly Rates)Employee OnlyEmployee and SpouseEmployee and ChildrenEmployee, Spouse and Children
Under 25$1.98$3.81$3.39$5.22
25-29$2.68$5.22$4.09$6.64
30-34$3.67$7.06$5.08$8.47
35-39$5.08$10.02$6.49$11.44
40-44$8.19$16.38$9.60$17.79
45-49$13.27$27.25$14.68$28.66
50-54$19.34$40.52$20.75$41.93
55-59$26.54$56.19$27.95$57.60
60-64$37.69$80.05$39.11$81.46
65-69$54.21$111.39$55.62$112.80
70-74$38.61$75.18$40.02$76.59
75+$53.86$97.48$55.27$98.89

Accident Insurance

9-Month Employees

Semi-Monthly RatesOption 1: $20,000Option 2: $30,000Option 3: $50,000
Employee$2.70$3.56$4.70
Employee + Spouse$4.28$5.65$7.47
Employee + Child(ren)$4.98$6.85$9.28
Family$7.76$10.59$14.29

Hospital Indemnity Insurance

9-Month Employees

Semi-Monthly RatesOption 1: $500Option 2: $1,000Option 3: $1,500
Employee$4.05$6.71$9.36
Employee + Spouse$8.00$13.28$18.56
Employee + Child(ren)$6.79$11.53$16.29
Family$11.41$19.30$27.19

Voluntary Benefits

9-Month Employees

  • Group Rated Auto/Home Insurance: Rates quoted year round from Farmers.
  • Identity Theft: Contact ID Watchdog at 866.513.1518 for premiums.
  • Legal Protection through LegalShield:
    • Basic Coverage: $13.38
    • Basic Coverage (Nevada, New York, Massachusetts): $15.50
    • Home Business Supplement: $10.56 (Important: You must enroll in Basic Coverage to elect the Home Business Supplement.)