Primas | University of Arkansas System Benefits

Estas son las primas para empleados a tiempo completo para el período del 1 de enero de 2026 al 30 de junio de 2026.

La universidad ofrece planes médicos flexibles y asequibles con beneficios de bienestar gratuitos. También hay planes de visión y dentales opcionales disponibles para los empleados elegibles. Usted y su campus comparten el costo de las primas de su plan de salud para la cobertura médica, dental y de visión. Las primas se basan en el plan y el nivel que usted elija (p. ej., cobertura solo para el empleado, cobertura para el empleado y su cónyuges, cobertura para el empleado y sus hijos o cobertura para el empleado, su cónyuge e hijos). Es posible que las primas cambien cada año.

Monthly premiums are listed in the tables below. For biweekly rates, visit the UAMS website.

Medical: Classic Plan

Employee Group - Employees	75% - 100%		50% - 74%
Employee Group - Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$156.03	$364.07	$265.25	$254.85
Employee & Spouse	$438.16	$778.94	$693.75	$523.35
Employee & Child(ren)	$321.35	$652.45	$525.85	$447.95
Emp., Sp. & Child(ren)	$571.53	$1,109.43	$890.91	$790.05

Employee Group - Faculty Group Practice	75% - 100%		50% - 74%
Employee Group - Faculty Group Practice	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$520.10	$130.03	$390.07
Employee & Spouse	$0	$1,217.10	$304.28	$912.82
Employee & Child(ren)	$0	$973.80	$243.45	$730.35
Emp., Spouse & Child(ren)	$0	$1,680.96	$420.24	$1,260.72

Employee Group - Physician Residents, Housestaff	75% - 100%		50% - 74%
Employee Group - Physician Residents, Housestaff	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$520.10	N/A	N/A
Employee & Spouse	$282.13	$934.97	N/A	N/A
Employee & Child(ren)	$165.32	$808.48	N/A	N/A
Emp., Spouse & Child(ren)	$415.50	$1,265.46	N/A	N/A

Employee Group - Pharmacy Residents	75% - 100%		50% - 74%
Employee Group - Pharmacy Residents	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$520.10	N/A	N/A
Employee & Spouse	$438.16	$778.94	N/A	N/A
Employee & Child(ren)	$321.35	$652.45	N/A	N/A
Emp., Spouse & Child(ren)	$571.53	$1,109.43	N/A	N/A

Medical: Health Savings Plan

Employee Group - Employees	75% - 100%		50% - 74%
Employee Group - Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$124.13	$327.25	$212.15	$239.23
Employee & Spouse	$308.85	$720.65	$514.75	$514.75
Employee & Child(ren)	$237.13	$609.77	$406.51	$440.39
Emp., Sp. & Child(ren)	$430.97	$1,005.61	$718.29	$718.29

Employee Group - Faculty Group Practice	75% - 100%		50% - 74%
Employee Group - Faculty Group Practice	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$451.38	$112.85	$338.53
Employee & Spouse	$0	$1,029.50	$257.38	$772.12
Employee & Child(ren)	$0	$846.90	$211.73	$635.17
Emp., Spouse & Child(ren)	$0	$1,436.58	$359.15	$1,077.43

Employee Group - Physician Residents, Housestaff	75% - 100%		50% - 74%
Employee Group - Physician Residents, Housestaff	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$451.38	N/A	N/A
Employee & Spouse	$196.00	$833.50	N/A	N/A
Employee & Child(ren)	$124.29	$722.61	N/A	N/A
Emp., Spouse & Child(ren)	$318.13	$1,118.45	N/A	N/A

Employee Group - Pharmacy Residents	75% - 100%		50% - 74%
Employee Group - Pharmacy Residents	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$451.38	N/A	N/A
Employee & Spouse	$308.85	$720.65	N/A	N/A
Employee & Child(ren)	$237.13	$609.77	N/A	N/A
Emp., Spouse & Child(ren)	$430.97	$1,005.61	N/A	N/A

Medical: Premier Plan

Employee Group - Employees	75% - 100%		50% - 74%
Employee Group - Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$425.60	$362.54	$583.22	$204.92
Employee & Spouse	$1,100.63	$764.85	$1,492.38	$373.10
Employee & Child(ren)	$839.97	$633.67	$1,031.55	$442.09
Emp., Sp. & Child(ren)	$1,491.85	$1,080.31	$1,980.56	$591.60

Employee Group - Faculty Group Practice	75% - 100%		50% - 74%
Employee Group - Faculty Group Practice	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$268.04	$520.10	$398.09	$390.05
Employee & Spouse	$648.44	$1,217.04	$1,026.01	$839.47
Employee & Child(ren)	$499.84	$973.80	$743.29	$730.35
Emp., Spouse & Child(ren)	$1,028.86	$1,543.30	$1,414.69	$1,157.47

Employee Group - Physician Residents, Housestaff	75% - 100%		50% - 74%
Employee Group - Physician Residents, Housestaff	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$268.04	$520.10	N/A	N/A
Employee & Spouse	$930.57	$934.91	N/A	N/A
Employee & Child(ren)	$665.16	$808.48	N/A	N/A
Emp., Spouse & Child(ren)	$1,444.36	$1,127.80	N/A	N/A

Employee Group - Pharmacy Residents	75% - 100%		50% - 74%
Employee Group - Pharmacy Residents	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$268.04	$520.10	N/A	N/A
Employee & Spouse	$1,100.63	$764.85	N/A	N/A
Employee & Child(ren)	$839.97	$633.67	N/A	N/A
Emp., Spouse & Child(ren)	$1,491.85	$1,080.31	N/A	N/A

Dental

Employee Group - Employees	75% - 100%		50% - 74%
Employee Group - Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$24.32	$8.00	$29.12	$3.20
Employee & Spouse	$50.16	$16.50	$60.06	$6.60
Employee & Child(ren)	$42.33	$13.93	$50.69	$5.57
Emp., Sp. & Child(ren)	$68.17	$22.43	$81.63	$8.97

Employee Group - Faculty Group Practice	75% - 100%		50% - 74%
Employee Group - Faculty Group Practice	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$0	$32.32	$8.32	$24.00
Employee & Spouse	$0	$66.66	$17.16	$49.50
Employee & Child(ren)	$0	$56.26	$14.48	$41.78
Emp., Spouse & Child(ren)	$0	$90.60	$23.32	$67.28

Employee Group - Physician Residents, Housestaff	75% - 100%		50% - 74%
Employee Group - Physician Residents, Housestaff	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$24.32	$8.00	N/A	N/A
Employee & Spouse	$50.16	$16.50	N/A	N/A
Employee & Child(ren)	$42.33	$13.93	N/A	N/A
Emp., Spouse & Child(ren)	$68.17	$22.43	N/A	N/A

Plan de visión

Cobertura	Contribución quincenal básica del empleado	Contribución quincenal mejorada del empleado
Solo para el empleado	$2.34	$4.74
Empleado y cónyuge	$4.65	$9.37
Empleado e hijos	$4.55	$9.18
Emp., cónyuge e hijos	$6.92	$13.96

Seguro de vida para empleados*

Edad actual	Básico	Opcional
Menos de 30	100% pagado por el empleador	$0.037
30 pero <35		$0.053
35 pero <40		$0.060
40 pero <45		$0.075
45 pero <50		$0.112
50 pero <55		$0.172
55 pero <60		$0.321
60 pero <65		$0.493
65 pero <70		$0.950
70 años o más		$1.533

* Las tarifas son por cada $1,000 de cobertura.

Para calcular su prima mensual:

Multiplique su salario anual por 1, 2, 3 o 4 (según su elección de cobertura). Redondee a los siguientes $1,000.
Divida por $1,000.
Multiplique por la tasa de edad, arriba.

Seguro de vida para dependientes

Cobertura del cónyuge*	Contribución quincenal del empleado
$10,000	$1.43
$15,000	$2.14
$20,000	$2.85

* Los hijos dependientes elegibles están cubiertos al 50% de la cobertura del cónyuge.

Seguro de incapacidad a corto plazo

Básico	Seguro de vida complementario*	Voluntario**
100% pagado por el empleador	$0.285 por cada $100 de salario anual cubierto	$0.473 por cada $100 de salario anual cubierto

* Cuando está inscrito en la cobertura básica de STD, la cobertura de STD suplementaria cubre el 60% de los primeros $4,153 de sus ganancias semanales previas a la incapacidad.

** El STD voluntario cubre el 60% de los primeros $4,153 de sus ganancias semanales previas a la incapacidad.

Long Term Disability (Excluding FPG)

Basic	Buy-Up*
100% employer paid	$0.546 per $100 of annual base salary

* Enroll only if salary is over $20,000. Maximum salary to be used in calculation is $500,000.

Long Term Disability for FPG

Basic	Buy-Up
100% employer paid	100% employer paid

Seguro por muerte accidental y desmembramiento (AD&D)

Cobertura	Individual	Familiar
Por $1,000 de cobertura	$0.015	$0.030

Cónyuge cubierto por el 60% del monto de cobertura y los hijos dependientes elegibles por el 20% del monto de cobertura familiar. La cobertura que supere los $150,000 estará limitada al menor de $300,000 o 15 veces el salario del empleado (redondeado a los siguientes $25,000).

Critical Illness Insurance

Coverage	Employee Only	Employee and Spouse	Employee and Children	Employee, Spouse and Children
Option 1: $10,000 (Monthly Rates)
Under 25	$1.40	$2.70	$2.40	$3.70
25-29	$1.90	$3.70	$2.90	$4.70
30-34	$2.60	$5.00	$3.60	$6.00
35-39	$3.60	$7.10	$4.60	$8.10
40-44	$5.80	$11.60	$6.80	$12.60
45-49	$9.40	$19.30	$10.40	$20.30
50-54	$13.70	$28.70	$14.70	$29.70
55-59	$18.80	$39.80	$19.80	$40.80
60-64	$26.70	$56.70	$27.70	$57.70
65-69	$38.40	$78.90	$39.40	$79.90
70-74	$27.35	$53.25	$28.35	$54.25
75+	$38.15	$69.05	$39.15	$70.05
Option 2: $20,000 (Monthly Rates)
Under 25	$2.80	$5.40	$4.80	$7.40
25-29	$3.80	$7.40	$5.80	$9.40
30-34	$5.20	$10.00	$7.20	$12.00
35-39	$7.20	$14.20	$9.20	$16.20
40-44	$11.60	$23.20	$13.60	$25.20
45-49	$18.80	$38.60	$20.80	$40.60
50-54	$27.40	$57.40	$29.40	$59.40
55-59	$37.60	$79.60	$39.60	$81.60
60-64	$53.40	$113.40	$55.40	$115.40
65-69	$76.80	$157.80	$78.80	$159.80
70-74	$54.70	$106.50	$56.70	$108.50
75+	$76.30	$138.10	$78.30	$140.10

Accident Insurance

Monthly Rates	Option 1: $20,000	Option 2: $30,000	Option 3: $50,000
Employee	$3.82	$5.04	$6.65
Employee + Spouse	$6.06	$7.99	$10.57
Employee + Child(ren)	$7.06	$9.70	$13.14
Family	$10.99	$15.00	$20.24

Hospital Indemnity Insurance

Monthly Rates	Option 1: $500	Option 2: $1,000	Option 3: $1,500
Employee	$5.74	$9.50	$13.26
Employee + Spouse	$11.34	$18.82	$26.30
Employee + Child(ren)	$9.61	$16.34	$23.07
Family	$16.15	$27.33	$38.52

Beneficios voluntarios

Seguro de automóvil y hogar con calificación grupal: Tarifas cotizadas todo el año de Farmers.
Robo de identidad. Comuníquese con ID Watchdog llamando al 866.513.1518 para primas.
Protección legal a través de LegalShield:
- Cobertura básica: $9.48
- Cobertura básica (Nevada, Nueva York, Massachusetts): $10.98
- Suplemento para negocios en el hogar: $7.48 (Importante: Debe inscribirse en la cobertura básica para poder elegir el suplemento para negocios en el hogar).