12-Month Employee Premiums
These are the full time premiums for January 1, 2026 - June 30, 2026. For partial year premiums, visit this page.
La universidad ofrece planes médicos flexibles y asequibles con beneficios de bienestar gratuitos. También hay planes de visión y dentales opcionales disponibles para los empleados elegibles. Usted y su campus comparten el costo de las primas de su plan de salud para la cobertura médica, dental y de visión. Las primas se basan en el plan y el nivel que usted elija (p. ej., cobertura solo para el empleado, cobertura para el empleado y su cónyuges, cobertura para el empleado y sus hijos o cobertura para el empleado, su cónyuge e hijos). Es posible que las primas cambien cada año.
Medical: Classic Plan
Medical: Classic Plan
| Salaries below $39,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $41.50 | $218.55 | $71.00 | $189.05 |
| Employee & Spouse | $151.50 | $457.05 | $258.00 | $350.55 |
| Employee & Child(ren) | $111.00 | $375.90 | $189.00 | $297.90 |
| Emp., Sp. & Child(ren) | $200.00 | $640.48 | $340.00 | $500.48 |
| Salaries $39,000-$59,999 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $46.00 | $214.05 | $78.50 | $181.55 |
| Employee & Spouse | $189.00 | $419.55 | $321.50 | $287.05 |
| Employee & Child(ren) | $135.00 | $351.90 | $229.50 | $257.40 |
| Emp., Spouse & Child(ren) | $225.00 | $615.48 | $382.50 | $457.98 |
| Salaries $60,000-$100,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $49.00 | $211.05 | $83.50 | $176.55 |
| Employee & Spouse | $207.50 | $401.05 | $353.00 | $255.55 |
| Employee & Child(ren) | $151.00 | $335.90 | $257.00 | $229.90 |
| Emp., Spouse & Child(ren) | $258.00 | $582.48 | $439.00 | $401.48 |
| Salaries above $100,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $54.50 | $205.55 | $93.00 | $167.05 |
| Employee & Spouse | $231.50 | $377.05 | $394.00 | $214.55 |
| Employee & Child(ren) | $171.00 | $315.90 | $291.00 | $195.90 |
| Emp., Spouse & Child(ren) | $295.00 | $545.48 | $501.50 | $338.98 |
Medical: Health Savings Plan
Medical: Health Savings Plan
| Salaries below $39,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $29.04 | $196.65 | $36.64 | $189.05 |
| Employee & Spouse | $57.70 | $457.05 | $164.20 | $350.55 |
| Employee & Child(ren) | $47.55 | $375.90 | $125.55 | $297.90 |
| Emp., Sp. & Child(ren) | $77.81 | $640.48 | $217.81 | $500.48 |
| Salaries $39,000-$59,999 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $33.09 | $192.60 | $44.14 | $181.55 |
| Employee & Spouse | $95.20 | $419.55 | $227.70 | $287.05 |
| Employee & Child(ren) | $71.55 | $351.90 | $166.05 | $257.40 |
| Emp., Spouse & Child(ren) | $102.81 | $615.48 | $260.31 | $457.98 |
| Salaries $60,000-$100,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $35.79 | $189.90 | $49.14 | $176.55 |
| Employee & Spouse | $113.70 | $401.05 | $259.20 | $255.55 |
| Employee & Child(ren) | $87.55 | $335.90 | $193.55 | $229.90 |
| Emp., Spouse & Child(ren) | $135.81 | $582.48 | $316.81 | $401.48 |
| Salaries above $100,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $40.74 | $184.95 | $58.64 | $167.05 |
| Employee & Spouse | $137.70 | $377.05 | $300.20 | $214.55 |
| Employee & Child(ren) | $107.55 | $315.90 | $227.55 | $195.90 |
| Emp., Spouse & Child(ren) | $172.81 | $545.48 | $379.31 | $338.98 |
Medical: Premier Plan
Medical: Premier Plan
| Salaries below $39,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $175.52 | $218.55 | $205.02 | $189.05 |
| Employee & Spouse | $475.69 | $457.05 | $582.19 | $350.55 |
| Employee & Child(ren) | $360.92 | $375.90 | $438.92 | $297.90 |
| Emp., Sp. & Child(ren) | $645.60 | $640.48 | $785.63 | $500.45 |
| Salaries $39,000-$59,999 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $180.02 | $214.05 | $212.52 | $181.55 |
| Employee & Spouse | $513.19 | $419.55 | $645.69 | $287.05 |
| Employee & Child(ren) | $384.92 | $351.90 | $479.42 | $257.40 |
| Emp., Spouse & Child(ren) | $670.60 | $615.48 | $828.13 | $457.95 |
| Salaries $60,000-$100,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $183.02 | $211.05 | $217.52 | $176.55 |
| Employee & Spouse | $531.69 | $401.05 | $677.19 | $255.55 |
| Employee & Child(ren) | $400.92 | $335.90 | $506.92 | $229.90 |
| Emp., Spouse & Child(ren) | $703.60 | $582.48 | $884.63 | $401.45 |
| Salaries above $100,000 | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $188.52 | $205.55 | $227.02 | $167.05 |
| Employee & Spouse | $555.69 | $377.05 | $718.19 | $214.55 |
| Employee & Child(ren) | $420.92 | $315.90 | $540.92 | $195.90 |
| Emp., Spouse & Child(ren) | $740.60 | $545.48 | $947.13 | $338.95 |
Dental
Dental
| Coverage | 75% - 100% | 50% - 74% | ||
|---|---|---|---|---|
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $8.00 | $8.16 | $10.57 | $5.59 |
| Employee & Spouse | $16.53 | $16.80 | $21.82 | $11.51 |
| Employee & Child(ren) | $13.93 | $14.20 | $18.39 | $9.74 |
| Emp., Sp. & Child(ren) | $22.45 | $22.85 | $29.63 | $15.67 |
Plan de visión
Plan de visión
| Cobertura | Contribución quincenal básica del empleado | Contribución quincenal mejorada del empleado |
|---|---|---|
| Solo para el empleado | $2.34 | $4.74 |
| Empleado y cónyuge | $4.65 | $9.37 |
| Empleado e hijos | $4.55 | $9.18 |
| Emp., cónyuge e hijos | $6.92 | $13.96 |
Seguro de vida para empleados*
Seguro de vida para empleados*
| Edad actual | Básico | Opcional |
|---|---|---|
| Menos de 30 | 100% pagado por el empleador | $0.037 |
| 30 pero <35 | $0.053 | |
| 35 pero <40 | $0.060 | |
| 40 pero <45 | $0.075 | |
| 45 pero <50 | $0.112 | |
| 50 pero <55 | $0.172 | |
| 55 pero <60 | $0.321 | |
| 60 pero <65 | $0.493 | |
| 65 pero <70 | $0.950 | |
| 70 años o más | $1.533 |
* Las tarifas son por cada $1,000 de cobertura.
Para calcular su prima mensual:
- Multiplique su salario anual por 1, 2, 3 o 4 (según su elección de cobertura). Redondee a los siguientes $1,000.
- Divida por $1,000.
- Multiplique por la tasa de edad, arriba.
Seguro de vida para dependientes
Seguro de vida para dependientes
| Cobertura del cónyuge* | Contribución quincenal del empleado |
|---|---|
| $10,000 | $1.43 |
| $15,000 | $2.14 |
| $20,000 | $2.85 |
* Los hijos dependientes elegibles están cubiertos al 50% de la cobertura del cónyuge.
Short Term Disability
Short Term Disability
| Basic | Supplemental* |
|---|---|
| 100% employer paid | $0.285 per $100 of covered annual salary |
* Supplemental STD covers 60% of the first $4,153 of your weekly pre-disability earnings.
Seguro de incapacidad a largo plazo
Seguro de incapacidad a largo plazo
| Básico | Cobertura adicional* |
|---|---|
| 100% pagado por el empleador | $0.546 por cada $100 de salario base anual |
* Inscríbase solo si el salario es superior a $20,000. El salario máximo a utilizar en el cálculo es $ 500,000.
Seguro por muerte accidental y desmembramiento (AD&D)
Seguro por muerte accidental y desmembramiento (AD&D)
| Cobertura | Individual | Familiar |
|---|---|---|
| Por $1,000 de cobertura | $0.015 | $0.030 |
Cónyuge cubierto por el 60% del monto de cobertura y los hijos dependientes elegibles por el 20% del monto de cobertura familiar. La cobertura que supere los $150,000 estará limitada al menor de $300,000 o 15 veces el salario del empleado (redondeado a los siguientes $25,000).
Seguro de enfermedades críticas
Seguro de enfermedades críticas
| Opción de cobertura 1: $10,000 (tarifas quincenales) | Solo para el empleado | Empleado y cónyuge | Empleado e hijos | Empleado, cónyuge e hijos |
|---|---|---|---|---|
| Menor de 25 años | $0.70 | $1.35 | $1.20 | $1.85 |
| 25-29 | $0.95 | $1.85 | $1.45 | $2.35 |
| 30-34 | $1.30 | $2.50 | $1.80 | $3.00 |
| 35-39 | $1.80 | $3.55 | $2.30 | $4.05 |
| 40-44 | $2.90 | $5.80 | $3.40 | $6.30 |
| 45-49 | $4.70 | $9.65 | $5.20 | $10.15 |
| 50-54 | $6.85 | $14.35 | $7.35 | $14.85 |
| 55-59 | $9.40 | $19.90 | $9.90 | $20.40 |
| 60-64 | $13.35 | $28.35 | $13.85 | $28.85 |
| 65-69 | $19.20 | $39.45 | $19.70 | $39.95 |
| 70-74 | $13.68 | $26.63 | $14.18 | $27.13 |
| Mayor de 75 años | $19.08 | $34.53 | $19.58 | $35.03 |
| Opción de cobertura 2: $20,000 (tarifas quincenales) | Solo para el empleado | Empleado y cónyuge | Empleado e hijos | Empleado, cónyuge e hijos |
|---|---|---|---|---|
| Menor de 25 años | $1.40 | $2.70 | $2.40 | $3.70 |
| 25-29 | $1.90 | $3.70 | $2.90 | $4.70 |
| 30-34 | $2.60 | $5.00 | $3.60 | $6.00 |
| 35-39 | $3.60 | $7.10 | $4.60 | $8.10 |
| 40-44 | $5.80 | $11.60 | $6.80 | $12.60 |
| 45-49 | $9.40 | $19.30 | $10.40 | $20.30 |
| 50-54 | $13.70 | $28.70 | $14.70 | $29.70 |
| 55-59 | $18.80 | $39.80 | $19.80 | $40.80 |
| 60-64 | $26.70 | $56.70 | $27.70 | $57.70 |
| 65-69 | $38.40 | $78.90 | $39.40 | $79.90 |
| 70-74 | $27.35 | $53.25 | $28.35 | $54.25 |
| Mayor de 75 años | $38.15 | $69.05 | $39.15 | $70.05 |
Seguro contra accidentes
Seguro contra accidentes
| Tasas quincenales | Opción 1: $20,000 | Opción 2: $30,000 | Opción 3: $50,000 |
|---|---|---|---|
| Empleado | $1.91 | $2.52 | $3.33 |
| Empleado + cónyuge | $3.03 | $4.00 | $5.29 |
| Empleado + hijos | $3.53 | $4.85 | $6.57 |
| Familiar | $5.50 | $7.50 | $10.12 |
Seguro de indemnización hospitalaria
Seguro de indemnización hospitalaria
| Tasas quincenales | Opción 1: $500 | Opción 2: $1,000 | Opción 3: $1,500 |
|---|---|---|---|
| Empleado | $2.87 | $4.75 | $6.63 |
| Empleado + cónyuge | $5.67 | $9.41 | $13.15 |
| Empleado + hijos | $4.81 | $8.17 | $11.54 |
| Familiar | $8.08 | $13.67 | $19.26 |
Beneficios voluntarios
Beneficios voluntarios
- Seguro de automóvil y hogar con calificación grupal: Tarifas cotizadas todo el año de Farmers.
- Robo de identidad. Comuníquese con ID Watchdog llamando al 866.513.1518 para primas.
- Protección legal a través de LegalShield:
- Cobertura básica: $9.48
- Cobertura básica (Nevada, Nueva York, Massachusetts): $10.98
- Suplemento para negocios en el hogar: $7.48 (Importante: Debe inscribirse en la cobertura básica para poder elegir el suplemento para negocios en el hogar).