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Premiums
These are the full time premiums for July 1, 2024 - June 30, 2025.
The university provides flexible and affordable medical plans with no-cost wellness benefits. Optional vision and dental plans are available for eligible employees, too. You and your campus share the cost of your health plan premiums for medical, dental and vision coverage. Premiums are based on the plan and tier level you choose (e.g., employee only coverage, employee and spouse coverage, employee and children coverage or employee, spouse and children coverage). Premiums may change each year.
Monthly premiums are listed in the tables below. For biweekly rates, visit the UAMS website.
| Salary Tiers | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Salaries below $30,001 | ||
| Employee Only | $64.09 | $189.61 |
| Employee & Spouse | $149.39 | $444.30 |
| Employee & Child(ren) | $123.14 | $351.93 |
| Emp., Sp. & Child(ren) | $210.52 | $609.46 |
| Salaries $30,001-$60,000 | ||
| Employee Only | $70.59 | $183.11 |
| Employee & Spouse | $172.14 | $421.55 |
| Employee & Child(ren) | $136.64 | $338.43 |
| Emp., Sp. & Child(ren) | $230.52 | $589.46 |
| Salaries $60,001-$90,000 | ||
| Employee Only | $75.59 | $178.11 |
| Employee & Spouse | $183.64 | $410.05 |
| Employee & Child(ren) | $145.14 | $329.93 |
| Emp., Spouse & Child(ren) | $246.08 | $573.90 |
| Salaries $90,001 and above | ||
| Employee Only | $80.59 | $173.11 |
| Employee & Spouse | $199.14 | $394.55 |
| Employee & Child(ren) | $150.14 | $324.93 |
| Emp., Spouse & Child(ren) | $256.08 | $563.90 |
| Salary Tiers | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Salaries below $30,001 | ||
| Employee Only | $30.55 | $189.61 |
| Employee & Spouse | $57.90 | $444.30 |
| Employee & Child(ren) | $61.54 | $351.58 |
| Emp., Sp. & Child(ren) | $91.31 | $609.46 |
| Salaries $30,001-$60,000 | ||
| Employee Only | $37.05 | $183.11 |
| Employee & Spouse | $80.65 | $421.55 |
| Employee & Child(ren) | $75.04 | $338.08 |
| Emp., Sp. & Child(ren) | $111.31 | $589.46 |
| Salaries $60,001-$90,000 | ||
| Employee Only | $42.05 | $178.11 |
| Employee & Spouse | $92.15 | $410.05 |
| Employee & Child(ren) | $83.54 | $329.58 |
| Emp., Spouse & Child(ren) | $126.87 | $573.90 |
| Salaries $90,001 and above | ||
| Employee Only | $47.05 | $173.11 |
| Employee & Spouse | $107.65 | $394.55 |
| Employee & Child(ren) | $88.54 | $324.58 |
| Emp., Spouse & Child(ren) | $136.87 | $563.90 |
| Salary Tiers | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Salaries below $30,001 | ||
| Employee Only | $194.85 | $189.61 |
| Employee & Spouse | $465.69 | $444.30 |
| Employee & Child(ren) | $366.92 | $351.93 |
| Emp., Sp. & Child(ren) | $645.25 | $609.46 |
| Salaries $30,001-$60,000 | ||
| Employee Only | $201.35 | $183.11 |
| Employee & Spouse | $488.44 | $421.55 |
| Employee & Child(ren) | $380.42 | $338.43 |
| Emp., Sp. & Child(ren) | $665.25 | $589.46 |
| Salaries $60,001-$90,000 | ||
| Employee Only | $206.35 | $178.11 |
| Employee & Spouse | $499.94 | $410.05 |
| Employee & Child(ren) | $388.92 | $329.93 |
| Emp., Spouse & Child(ren) | $680.81 | $573.90 |
| Salaries $90,001 and above | ||
| Employee Only | $211.35 | $173.11 |
| Employee & Spouse | $515.44 | $394.55 |
| Employee & Child(ren) | $393.92 | $324.93 |
| Emp., Spouse & Child(ren) | $690.81 | $563.90 |
| Employee Group | 75% - 100% | 50% - 74% | ||
| Monthly Employee Contribution | Monthly Employer Contribution | Monthly Employee Contribution | Monthly Employer Contribution | |
| Employees | ||||
| Employee Only | $122.01 | $385.39 | $223.51 | $283.89 |
| Employee & Spouse | $368.09 | $819.29 | $594.18 | $593.20 |
| Employee & Child(ren) | $266.04 | $684.10 | $446.57 | $503.57 |
| Emp., Sp. & Child(ren) | $475.59 | $1,164.37 | $803.25 | $836.71 |
| Faculty Group Practice | ||||
| Employee Only | $0 | $507.40 | $126.85 | $380.55 |
| Employee & Spouse | $0 | $1,187.38 | $296.85 | $890.54 |
| Employee & Child(ren) | $0 | $950.14 | $237.54 | $712.61 |
| Emp., Sp. & Child(ren) | $0 | $1,639.96 | $409.99 | $1,229.97 |
| Physician Residents, Housestaff | ||||
| Employee Only | $0 | $507.40 | N/A | |
| Employee & Spouse | $246.08 | $941.30 | ||
| Employee & Child(ren) | $144.03 | $806.11 | ||
| Emp., Spouse & Child(ren) | $353.58 | $1,286.38 | ||
| Pharmacy Residents | ||||
| Employee Only | $0 | $507.40 | N/A | |
| Employee & Spouse | $368.09 | $819.29 | ||
| Employee & Child(ren) | $266.04 | $684.10 | ||
| Emp., Spouse & Child(ren) | $475.59 | $1,164.37 | ||
| Employee Group | 75% - 100% | 50% - 74% | ||
| Monthly Employee Contribution | Monthly Employer Contribution | Monthly Employee Contribution | Monthly Employer Contribution | |
| Employees | ||||
| Employee Only | $92.57 | $347.75 | $175.67 | $264.65 |
| Employee & Spouse | $228.34 | $776.06 | $415.43 | $588.97 |
| Employee & Child(ren) | $170.89 | $655.35 | $324.98 | $501.26 |
| Emp., Sp. & Child(ren) | $305.06 | $1,096.48 | $566.12 | $835.42 |
| Faculty Group Practice | ||||
| Employee Only | $0.00 | $440.32 | $110.08 | $330.24 |
| Employee & Spouse | $0.00 | $1,004.40 | $236.32 | $768.08 |
| Employee & Child(ren) | $0.00 | $826.24 | $206.56 | $619.68 |
| Emp., Sp. & Child(ren) | $0.00 | $1,401.54 | $350.39 | $1,051.16 |
| Physician Residents, Housestaff | ||||
| Employee Only | $0.00 | $440.32 | N/A | |
| Employee & Spouse | $135.77 | $868.63 | ||
| Employee & Child(ren) | $78.32 | $747.92 | ||
| Emp., Spouse & Child(ren) | $212.49 | $1,189.05 | ||
| Pharmacy Residents | ||||
| Employee Only | $0.00 | $440.32 | N/A | |
| Employee & Spouse | $228.34 | $776.06 | ||
| Employee & Child(ren) | $170.89 | $655.35 | ||
| Emp., Spouse & Child(ren) | $305.06 | $1,096.48 | ||
| Employee Group | 75% - 100% | 50% - 74% | ||
| Monthly Employee Contribution | Monthly Employer Contribution | Monthly Employee Contribution | Monthly Employer Contribution | |
| Employees | ||||
| Employee Only | $383.53 | $385.39 | $485.03 | $283.89 |
| Employee & Spouse | $1,000.69 | $819.29 | $1,226.78 | $593.20 |
| Employee & Child(ren) | $753.60 | $684.10 | $934.13 | $503.57 |
| Emp., Sp. & Child(ren) | $1,345.05 | $1,164.37 | $1,672.71 | $836.71 |
| Faculty Group Practice | ||||
| Employee Only | $261.52 | $507.40 | $388.37 | $380.55 |
| Employee & Spouse | $632.60 | $1,187.38 | $929.45 | $890.54 |
| Employee & Child(ren) | $487.56 | $950.14 | $725.10 | $712.61 |
| Emp., Sp. & Child(ren) | $869.46 | $1,639.96 | $1,279.45 | $1,229.97 |
| Physician Residents, Housestaff | ||||
| Employee Only | $261.52 | $507.40 | N/A | |
| Employee & Spouse | $878.68 | $941.30 | ||
| Employee & Child(ren) | $631.59 | $806.11 | ||
| Emp., Spouse & Child(ren) | $1,223.04 | $1,286.38 | ||
| Pharmacy Residents | ||||
| Employee Only | $383.53 | $385.39 | N/A | |
| Employee & Spouse | $1,000.69 | 819.29 | ||
| Employee & Child(ren) | $753.60 | $684.10 | ||
| Emp., Spouse & Child(ren) | $1,345.05 | $1,164.37 | ||
| Employee Group | 75% - 100% | 50% - 74% | ||
| Monthly Employee Contribution | Monthly Employer Contribution | Monthly Employee Contribution | Monthly Employer Contribution | |
| Employees | ||||
| Employee Only | $24.00 | $8.00 | $28.80 | $3.20 |
| Employee & Spouse | $49.50 | $16.50 | $59.40 | $6.60 |
| Employee & Child(ren) | $41.77 | $13.93 | $50.13 | $5.57 |
| Emp., Sp. & Child(ren) | $67.27 | $22.43 | $80.73 | $8.97 |
| Faculty Group Practice | ||||
| Employee Only | $0 | $32.00 | $8.00 | $24.00 |
| Employee & Spouse | $0 | $66.00 | $16.50 | $49.50 |
| Employee & Child(ren) | $0 | $55.70 | $13.92 | $41.78 |
| Emp., Sp. & Child(ren) | $0 | $89.70 | $22.42 | $67.28 |
| Physician Residents, Housestaff | ||||
| Employee Only | $24 | $8.00 | N/A | |
| Employee & Spouse | $49.50 | $16.50 | ||
| Employee & Child(ren) | $41.77 | $13.93 | ||
| Emp., Spouse & Child(ren) | $67.27 | $22.43 | ||
| Salary Tiers | 75% - 100% | 50% - 74% | ||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Classic Plan | ||||
| Employee Only | $53.36 | $200.35 | $153.52 | $100.19 |
| Employee & Spouse | $184.05 | $409.65 | $388.87 | $204.83 |
| Employee & Child(ren) | $133.02 | $342.05 | $304.05 | $171.03 |
| Emp., Sp. & Child(ren) | $237.80 | $582.19 | $528.89 | $291.10 |
| Health Savings Plan | ||||
| Employee Only | $19.82 | $200.35 | $119.98 | $100.19 |
| Employee & Spouse | $92.56 | $409.65 | $297.38 | $204.83 |
| Employee & Child(ren) | $71.07 | $342.05 | $242.10 | $171.03 |
| Emp., Sp. & Child(ren) | $118.59 | $582.19 | $409.68 | $291.10 |
| Premier Plan | ||||
| Employee Only | $184.12 | $200.35 | $284.28 | $100.19 |
| Employee & Spouse | $500.35 | $409.65 | $705.17 | $204.83 |
| Employee & Child(ren) | $376.80 | $342.05 | $547.83 | $171.03 |
| Emp., Spouse & Child(ren) | $672.53 | $582.19 | $963.62 | $291.10 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $40.50 | $213.20 | $69.00 | $184.70 |
| Employee & Spouse | $147.50 | $446.19 | $251.00 | $342.69 |
| Employee & Child(ren) | $108.00 | $367.07 | $184.00 | $291.07 |
| Emp., Sp. & Child(ren) | $195.50 | $624.48 | $332.50 | $487.48 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $44.50 | $209.20 | $76.00 | $177.70 |
| Employee & Spouse | $184.50 | $409.19 | $314.00 | $279.69 |
| Employee & Child(ren) | $132.00 | $343.07 | $224.50 | $250.57 |
| Emp., Sp. & Child(ren) | $219.50 | $600.48 | $373.50 | $446.48 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $48.00 | $205.70 | $82.00 | $171.70 |
| Employee & Spouse | $202.50 | $391.19 | $344.50 | $249.19 |
| Employee & Child(ren) | $147.50 | $327.57 | $251.00 | $224.07 |
| Emp., Spouse & Child(ren) | $251.50 | $568.48 | $428.00 | $391.98 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $53.00 | $200.70 | $90.50 | $163.20 |
| Employee & Spouse | $226.00 | $367.69 | $384.50 | $209.19 |
| Employee & Child(ren) | $167.00 | $308.07 | $284.00 | $191.07 |
| Emp., Spouse & Child(ren) | $287.50 | $532.48 | $489.00 | $330.98 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $28.31 | $191.85 | $35.46 | $184.70 |
| Employee & Spouse | $56.44 | $445.76 | $159.55 | $342.65 |
| Employee & Child(ren) | $46.07 | $367.05 | $122.07 | $291.05 |
| Emp., Sp. & Child(ren) | $76.32 | $624.45 | $213.32 | $487.45 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $31.91 | $188.25 | $42.46 | $177.70 |
| Employee & Spouse | $93.05 | $409.15 | $222.55 | $279.65 |
| Employee & Child(ren) | $70.07 | $343.05 | $162.57 | $250.55 |
| Emp., Sp. & Child(ren) | $100.32 | $600.45 | $254.32 | $446.45 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $35.06 | $185.10 | $48.46 | $171.70 |
| Employee & Spouse | $111.05 | $391.15 | $253.05 | $249.15 |
| Employee & Child(ren) | $85.57 | $327.55 | $189.07 | $224.05 |
| Emp., Spouse & Child(ren) | $132.32 | $568.45 | $308.82 | $391.95 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $39.56 | $180.60 | $56.96 | $163.20 |
| Employee & Spouse | $134.55 | $367.65 | $293.05 | $209.15 |
| Employee & Child(ren) | $105.07 | $308.05 | $222.07 | $191.05 |
| Emp., Spouse & Child(ren) | $168.32 | $532.45 | $369.82 | $330.95 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $171.26 | $213.20 | $199.76 | $184.70 |
| Employee & Spouse | $463.84 | $446.15 | $567.34 | $342.65 |
| Employee & Child(ren) | $351.80 | $367.05 | $427.80 | $291.05 |
| Emp., Sp. & Child(ren) | $630.26 | $624.45 | $767.26 | $487.45 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $175.26 | $209.20 | $206.76 | $177.70 |
| Employee & Spouse | $500.84 | $409.15 | $630.34 | $279.65 |
| Employee & Child(ren) | $375.80 | $343.05 | $468.30 | $250.55 |
| Emp., Sp. & Child(ren) | $654.26 | $600.45 | $808.26 | $446.45 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $178.76 | $205.70 | $212.76 | $171.70 |
| Employee & Spouse | $518.84 | $391.15 | $660.84 | $249.15 |
| Employee & Child(ren) | $391.30 | $327.55 | $494.80 | $224.05 |
| Emp., Spouse & Child(ren) | $686.26 | $568.45 | $862.76 | $391.95 |
|
75% - 100% Semi-Monthly Employee Contribution |
75% - 100% Semi-Monthly Employer Contribution |
50% - 74% Semi-Monthly Employee Contribution |
50% - 74% Semi-Monthly Employer Contribution |
|
|---|---|---|---|---|
| Employee Only | $183.76 | $200.70 | $221.26 | $163.20 |
| Employee & Spouse | $542.34 | $367.65 | $700.84 | $209.15 |
| Employee & Child(ren) | $410.80 | $308.05 | $527.80 | $191.05 |
| Emp., Spouse & Child(ren) | $722.26 | $532.45 | $923.76 | $330.95 |
| Salary Tiers | 75% - 100% | |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Salaries below $30,000 | ||
| Employee Only | $25.00 | $228.70 |
| Employee & Spouse | $164.50 | $429.19 |
| Employee & Child(ren) | $117.00 | $358.07 |
| Emp., Sp. & Child(ren) | $237.50 | $582.48 |
| Salaries $30,000-$59,999 | ||
| Employee Only | $41.14 | $212.56 |
| Employee & Spouse | $183.02 | $410.67 |
| Employee & Child(ren) | $133.82 | $341.25 |
| Emp., Sp. & Child(ren) | $259.27 | $560.71 |
| Salaries $60,000-$89,999 | ||
| Employee Only | $58.64 | $195.06 |
| Employee & Spouse | $193.02 | $400.67 |
| Employee & Child(ren) | $143.82 | $331.25 |
| Emp., Spouse & Child(ren) | $269.27 | $550.71 |
| Salaries above $90,000 | ||
| Employee Only | $78.64 | $175.06 |
| Employee & Spouse | $203.02 | $390.67 |
| Employee & Child(ren) | $153.82 | $321.25 |
| Emp., Spouse & Child(ren) | $279.27 | $540.71 |
| Salary Tiers | 75% - 100% | |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Salaries below $30,000 | ||
| Employee Only | $162.71 | $221.75 |
| Employee & Spouse | $498.22 | $411.77 |
| Employee & Child(ren) | $374.21 | $344.64 |
| Emp., Sp. & Child(ren) | $696.25 | $558.46 |
| Salaries $30,000-$59,999 | ||
| Employee Only | $178.85 | $205.61 |
| Employee & Spouse | $516.74 | $393.25 |
| Employee & Child(ren) | $391.03 | $327.82 |
| Emp., Sp. & Child(ren) | $718.02 | $536.69 |
| Salaries $60,000-$89,999 | ||
| Employee Only | $196.35 | $188.11 |
| Employee & Spouse | $526.74 | $383.25 |
| Employee & Child(ren) | $401.03 | $317.82 |
| Emp., Spouse & Child(ren) | $728.02 | $526.69 |
| Salaries above $90,000 | ||
| Employee Only | $216.35 | $168.11 |
| Employee & Spouse | $536.74 | $373.25 |
| Employee & Child(ren) | $411.03 | $307.82 |
| Emp., Spouse & Child(ren) | $738.02 | $516.69 |
| Salary Tiers | 75% - 100% | |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Salaries below $30,000 | ||
| Employee Only | $8.53 | $211.63 |
| Employee & Spouse | $127.66 | $374.54 |
| Employee & Child(ren) | $86.89 | $326.23 |
| Emp., Sp. & Child(ren) | $186.92 | $513.85 |
| Salaries $30,000-$59,999 | ||
| Employee Only | $21.70 | $198.46 |
| Employee & Spouse | $144.87 | $357.33 |
| Employee & Child(ren) | $102.83 | $310.29 |
| Emp., Sp. & Child(ren) | $206.98 | $493.79 |
| Salaries $60,000-$89,999 | ||
| Employee Only | $31.70 | $188.46 |
| Employee & Spouse | $154.87 | $347.33 |
| Employee & Child(ren) | $112.83 | $300.29 |
| Emp., Spouse & Child(ren) | $216.98 | $483.79 |
| Salaries above $90,000 | ||
| Employee Only | $41.70 | $178.46 |
| Employee & Spouse | $164.87 | $337.33 |
| Employee & Child(ren) | $122.83 | $290.29 |
| Emp., Spouse & Child(ren) | $226.98 | $473.79 |
| Plan | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Classic Plan | ||
| Employee Only | $44.91 | $208.80 |
| Employee & Spouse | $188.20 | $405.49 |
| Employee & Child(ren) | $135.88 | $339.20 |
| Emp., Sp. & Child(ren) | $243.54 | $576.45 |
| Health Savings Plan | ||
| Employee Only | $32.25 | $187.92 |
| Employee & Spouse | $96.71 | $405.49 |
| Employee & Child(ren) | $73.93 | $339.20 |
| Emp., Sp. & Child(ren) | $124.33 | $576.45 |
| Premier Plan | ||
| Employee Only | $175.67 | $208.80 |
| Employee & Spouse | $504.50 | $405.49 |
| Employee & Child(ren) | $379.66 | $339.20 |
| Emp., Spouse & Child(ren) | $678.27 | $576.45 |
| Plan | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Classic Plan | ||
| Employee Only | $47.78 | $205.92 |
| Employee & Spouse | $189.96 | $403.73 |
| Employee & Child(ren) | $142.13 | $332.95 |
| Emp., Sp. & Child(ren) | $254.13 | $565.85 |
| Health Savings Plan | ||
| Employee Only | $24.54 | $195.63 |
| Employee & Spouse | $98.47 | $403.73 |
| Employee & Child(ren) | $80.18 | $332.95 |
| Emp., Sp. & Child(ren) | $134.92 | $565.85 |
| Premier Plan | ||
| Employee Only | $178.54 | $205.92 |
| Employee & Spouse | $506.26 | $403.73 |
| Employee & Child(ren) | $385.91 | $332.95 |
| Emp., Spouse & Child(ren) | $688.86 | $565.85 |
| Plan | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Classic Plan | ||
| Employee Only | $47.91 | $205.79 |
| Employee & Spouse | $195.54 | $398.15 |
| Employee & Child(ren) | $142.21 | $332.86 |
| Emp., Sp. & Child(ren) | $253.47 | $566.51 |
| Health Savings Plan | ||
| Employee Only | $41.83 | $178.33 |
| Employee & Spouse | $165.73 | $336.47 |
| Employee & Child(ren) | $123.94 | $289.18 |
| Emp., Sp. & Child(ren) | $217.24 | $483.53 |
| Premier Plan | ||
| Employee Only | $178.67 | $205.79 |
| Employee & Spouse | $511.84 | $398.15 |
| Employee & Child(ren) | $385.99 | $332.86 |
| Emp., Spouse & Child(ren) | $688.20 | $566.51 |
| Plan | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Classic Plan | ||
| Employee Only | $44.39 | $209.31 |
| Employee & Spouse | $234.51 | $359.18 |
| Employee & Child(ren) | $178.15 | $296.92 |
| Emp., Sp. & Child(ren) | $430.49 | $389.49 |
| Health Savings Plan | ||
| Employee Only | $10.85 | $209.31 |
| Employee & Spouse | $143.02 | $359.18 |
| Employee & Child(ren) | $116.20 | $296.92 |
| Emp., Sp. & Child(ren) | $311.28 | $389.49 |
| Premier Plan | ||
| Employee Only | $175.15 | $209.31 |
| Employee & Spouse | $550.81 | $359.18 |
| Employee & Child(ren) | $421.93 | $296.92 |
| Emp., Spouse & Child(ren) | $865.22 | $389.49 |
| Plan | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Classic Plan | ||
| Employee Only | $53.48 | $200.22 |
| Employee & Spouse | $184.05 | $409.64 |
| Employee & Child(ren) | $133.02 | $342.05 |
| Emp., Sp. & Child(ren) | $237.80 | $582.18 |
| Health Savings Plan | ||
| Employee Only | $21.41 | $198.75 |
| Employee & Spouse | $92.56 | $409.64 |
| Employee & Child(ren) | $71.07 | $342.05 |
| Emp., Sp. & Child(ren) | $118.59 | $582.18 |
| Premier Plan | ||
| Employee Only | $184.24 | $200.22 |
| Employee & Spouse | $500.35 | $409.64 |
| Employee & Child(ren) | $376.80 | $342.05 |
| Emp., Spouse & Child(ren) | $672.53 | $582.18 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $43.13 | $210.57 |
| Employee & Spouse | $184.05 | $409.65 |
| Employee & Child(ren) | $133.02 | $342.05 |
| Emp., Sp. & Child(ren) | $237.80 | $582.19 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $30.64 | $189.52 |
| Employee & Spouse | $92.56 | $409.65 |
| Employee & Child(ren) | $71.07 | $342.05 |
| Emp., Sp. & Child(ren) | $118.59 | $582.18 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $173.89 | $210.57 |
| Employee & Spouse | $500.35 | $409.65 |
| Employee & Child(ren) | $376.80 | $342.05 |
| Emp., Spouse & Child(ren) | $672.53 | $582.18 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $43.13 | $210.57 |
| Employee & Spouse | $184.05 | $409.64 |
| Employee & Child(ren) | $133.02 | $342.05 |
| Emp., Sp. & Child(ren) | $237.80 | $582.18 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $30.64 | $189.52 |
| Employee & Spouse | $92.56 | $409.64 |
| Employee & Child(ren) | $71.07 | $342.05 |
| Emp., Sp. & Child(ren) | $118.59 | $582.18 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $173.89 | $210.57 |
| Employee & Spouse | $500.35 | $409.64 |
| Employee & Child(ren) | $376.80 | $342.05 |
| Emp., Spouse & Child(ren) | $672.53 | $582.18 |
| Salary Tiers | 75% - 100%* | 50% - 74% | ||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Salaries below $39,000 | ||||
| Employee Only | $40.58 | $213.12 | $92.87 | $160.83 |
| Employee & Spouse | $161.30 | $432.39 | $267.07 | $326.62 |
| Employee & Child(ren) | $115.57 | $359.50 | $203.58 | $271.49 |
| Emp., Sp. & Child(ren) | $207.11 | $612.87 | $357.11 | $462.87 |
| Salaries $39,000-$54,999 | ||||
| Employee Only | $44.54 | $209.16 | $95.83 | $157.87 |
| Employee & Spouse | $172.65 | $421.04 | $275.58 | $318.11 |
| Employee & Child(ren) | $126.94 | $348.13 | $242.59 | $232.48 |
| Emp., Spouse & Child(ren) | $222.79 | $597.19 | $368.87 | $451.11 |
| Salaries $55,000-$99,999 | ||||
| Employee Only | $48.09 | $205.61 | $98.49 | $155.20 |
| Employee & Spouse | $184.01 | $409.68 | $284.10 | $309.59 |
| Employee & Child(ren) | $138.31 | $336.76 | $220.63 | $254.44 |
| Emp., Spouse & Child(ren) | $246.32 | $573.66 | $386.52 | $433.46 |
| Salaries above $100,000 | ||||
| Employee Only | $48.90 | $204.80 | $99.09 | $154.61 |
| Employee & Spouse | $195.36 | $398.33 | $292.62 | $301.07 |
| Employee & Child(ren) | $147.41 | $327.66 | $227.45 | $247.62 |
| Emp., Spouse & Child(ren) | $265.92 | $554.06 | $401.23 | $418.75 |
* Percentage of full time schedule worked per week.
| Salary Tiers | 75% - 100%* | 50% - 74% | ||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Salaries below $39,000 | ||||
| Employee Only | $28.73 | $191.43 | $144.44 | $75.72 |
| Employee & Spouse | $72.16 | $430.04 | $325.18 | $177.02 |
| Employee & Child(ren) | $55.20 | $357.92 | $142.60 | $270.52 |
| Emp., Sp. & Child(ren) | $90.91 | $609.86 | $239.77 | $461.00 |
| Salaries $39,000-$54,000 | ||||
| Employee Only | $32.28 | $187.88 | $78.39 | $141.77 |
| Employee & Spouse | $83.51 | $418.69 | $185.53 | $316.67 |
| Employee & Child(ren) | $66.56 | $346.56 | $151.13 | $261.99 |
| Emp., Sp. & Child(ren) | $106.59 | $594.18 | $251.53 | $449.24 |
| Salaries $55,000-$99,999 | ||||
| Employee Only | $35.48 | $184.68 | $80.79 | $139.37 |
| Employee & Spouse | $94.86 | $407.34 | $194.05 | $308.15 |
| Employee & Child(ren) | $77.93 | $335.19 | $159.66 | $253.46 |
| Emp., Spouse & Child(ren) | $130.12 | $570.65 | $269.18 | $431.59 |
| Salaries above $100,000 | ||||
| Employee Only | $36.20 | $183.96 | $81.33 | $138.83 |
| $Employee & Spouse | $106.22 | $395.98 | $202.57 | $299.63 |
| Employee & Child(ren) | $87.03 | $326.09 | $166.48 | $246.64 |
| Emp., Spouse & Child(ren) | $149.72 | $551.05 | $283.86 | $416.91 |
* Percentage of full time schedule worked per week.
| Salary Tiers | 75% - 100%* | 50% - 74% | ||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Salaries below $39,000 | ||||
| Employee Only | $171.34 | $213.12 | $223.63 | $160.83 |
| Employee & Spouse | $477.60 | $432.39 | $583.37 | $326.62 |
| Employee & Child(ren) | $359.35 | $359.50 | $447.36 | $271.49 |
| Emp., Sp. & Child(ren) | $641.84 | $612.87 | $791.84 | $462.87 |
| Salaries $39,000-$54,999 | ||||
| Employee Only | $175.30 | $209.16 | $226.59 | $157.87 |
| Employee & Spouse | $488.95 | $421.04 | $591.88 | $318.11 |
| Employee & Child(ren) | $370.72 | $348.13 | $486.37 | $232.48 |
| Emp., Spouse & Child(ren) | $657.52 | $597.19 | $803.60 | $451.11 |
| Salaries $55,000-$99,999 | ||||
| Employee Only | $178.85 | $205.61 | $227.20 | $155.20 |
| Employee & Spouse | $500.31 | $409.68 | $595.42 | $309.59 |
| Employee & Child(ren) | $382.09 | $336.76 | $460.59 | $254.44 |
| Emp., Spouse & Child(ren) | $681.05 | $573.66 | $814.40 | $433.46 |
| Salaries above $100,000 | ||||
| Employee Only | $177.60 | $204.80 | $227.80 | $154.61 |
| Employee & Spouse | $506.70 | $398.33 | $603.94 | $301.07 |
| Employee & Child(ren) | $387.37 | $327.66 | $467.41 | $247.62 |
| Emp., Spouse & Child(ren) | $693.83 | $554.06 | $829.11 | $418.75 |
* Percentage of full time schedule worked per week.
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $41.95 | $211.75 |
| Employee & Spouse | $178.64 | $415.05 |
| Employee & Child(ren) | $129.26 | $345.81 |
| Emp., Sp. & Child(ren) | $230.83 | $589.15 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $29.76 | $190.40 |
| Employee & Spouse | $88.95 | $413.25 |
| Employee & Child(ren) | $68.53 | $344.59 |
| Emp., Sp. & Child(ren) | $113.96 | $586.81 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $172.71 | $211.75 |
| Employee & Spouse | $494.94 | $415.05 |
| Employee & Child(ren) | $373.04 | $345.81 |
| Emp., Sp. & Child(ren) | $665.56 | $589.15 |
| Salary Tiers | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Salaries below $30,000 | ||
| Employee Only | $37.23 | $216.48 |
| Employee & Spouse | $156.85 | $436.85 |
| Employee & Child(ren) | $115.02 | $360.06 |
| Emp., Sp. & Child(ren) | $205.99 | $613.99 |
| Salaries $30,000-$59,999 | ||
| Employee Only | $42.46 | $211.25 |
| Employee & Spouse | $179.85 | $413.85 |
| Employee & Child(ren) | $130.97 | $344.11 |
| Emp., Sp. & Child(ren) | $231.09 | $588.89 |
| Salaries $60,000-$89,999 | ||
| Employee Only | $47.69 | $206.01 |
| Employee & Spouse | $193.70 | $399.99 |
| Employee & Child(ren) | $143.59 | $331.49 |
| Emp., Sp. & Child(ren) | $250.11 | $569.87 |
| Salaries above $90,000 | ||
| Employee Only | $63.37 | $190.33 |
| Employee & Spouse | $209.39 | $384.30 |
| Employee & Child(ren) | $161.88 | $313.19 |
| Emp., Sp. & Child(ren) | $268.41 | $551.58 |
| Salary Tiers | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Salaries below $30,000 | ||
| Employee Only | $32.44 | $187.73 |
| Employee & Spouse | $65.35 | $436.85 |
| Employee & Child(ren) | $53.06 | $360.06 |
| Emp., Sp. & Child(ren) | $86.78 | $614.00 |
| Salaries $30,000-$59,999 | ||
| Employee Only | $37.66 | $182.50 |
| Employee & Spouse | $88.35 | $413.85 |
| Employee & Child(ren) | $69.02 | $344.10 |
| Emp., Sp. & Child(ren) | $111.88 | $588.90 |
| Salaries $60,000-$89,999 | ||
| Employee Only | $42.89 | $177.27 |
| Employee & Spouse | $102.21 | $400.00 |
| Employee & Child(ren) | $81.64 | $331.48 |
| Emp., Sp. & Child(ren) | $130.90 | $569.88 |
| Salaries above $90,000 | ||
| Employee Only | $48.12 | $172.05 |
| Employee & Spouse | $117.90 | $384.31 |
| Employee & Child(ren) | $99.94 | $313.19 |
| Emp., Sp. & Child(ren) | $149.19 | $551.58 |
| Salary Tiers | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution |
| Salaries below $30,000 | ||
| Employee Only | $167.99 | $216.48 |
| Employee & Spouse | $473.14 | $436.85 |
| Employee & Child(ren) | $358.80 | $360.06 |
| Emp., Sp. & Child(ren) | $640.72 | $613.99 |
| Salaries $30,000-$59,999 | ||
| Employee Only | $173.22 | $211.25 |
| Employee & Spouse | $496.12 | $413.85 |
| Employee & Child(ren) | $374.75 | $344.11 |
| Emp., Sp. & Child(ren) | $665.82 | $588.89 |
| Salaries $60,000-$89,999 | ||
| Employee Only | $178.45 | $206.01 |
| Employee & Spouse | $510.00 | $399.99 |
| Employee & Child(ren) | $387.37 | $331.49 |
| Emp., Sp. & Child(ren) | $684.84 | $569.87 |
| Salaries above $90,000 | ||
| Employee Only | $194.13 | $190.33 |
| Employee & Spouse | $525.69 | $384.30 |
| Employee & Child(ren) | $405.66 | $313.20 |
| Emp., Sp. & Child(ren) | $703.14 | $551.58 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $44.60 | $209.11 |
| Employee & Spouse | $192.08 | $401.62 |
| Employee & Child(ren) | $139.66 | $335.41 |
| Emp., Sp. & Child(ren) | $249.22 | $570.77 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $32.14 | $188.03 |
| Employee & Spouse | $100.59 | $401.62 |
| Employee & Child(ren) | $77.71 | $335.41 |
| Emp., Sp. & Child(ren) | $130.01 | $570.77 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
|---|---|---|
| Employee Only | $175.36 | $209.11 |
| Employee & Spouse | $508.38 | $401.62 |
| Employee & Child(ren) | $383.44 | $335.41 |
| Emp., Sp. & Child(ren) | $683.95 | $570.77 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $8.00 | $8.00 |
| Employee & Spouse | $16.50 | $16.50 |
| Employee & Child(ren) | $13.93 | $13.93 |
| Emp., Sp. & Child(ren) | $22.43 | $22.43 |
| 75% - 100% | 50% - 74% | |||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $8.00 | $8.00 | $10.57 | $5.43 |
| Employee & Spouse | $16.53 | $16.47 | $21.85 | $11.15 |
| Employee & Child(ren) | $13.93 | $13.92 | $18.39 | $9.46 |
| Emp., Sp. & Child(ren) | $22.45 | $22.40 | $29.63 | $15.22 |
| 75% - 100% | 50% - 74% | |||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $0 | $16.00 | $8.00 | $8.00 |
| Employee & Spouse | $17.00 | $16.00 | $25.00 | $8.00 |
| Employee & Child(ren) | $11.85 | $16.00 | $19.85 | $8.00 |
| Emp., Sp. & Child(ren) | $28.85 | $16.00 | $36.85 | $8.00 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $0 | $16.00 |
| Employee & Spouse | $17.00 | $16.00 |
| Employee & Child(ren) | $11.85 | $16.00 |
| Emp., Sp. & Child(ren) | $28.85 | $16.00 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $6.50 | $8.00 |
| Employee & Spouse | $13.42 | $19.58 |
| Employee & Child(ren) | $11.31 | $16.54 |
| Emp., Sp. & Child(ren) | $18.23 | $26.62 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $1.50 | $14.50 |
| Employee & Spouse | $18.50 | $14.50 |
| Employee & Child(ren) | $13.35 | $14.50 |
| Emp., Sp. & Child(ren) | $30.35 | $14.50 |
| Semi-Monthly Employee Contribution | |
| Employee Only | $16.00 |
| Employee & Spouse | $33.00 |
| Employee & Child(ren) | $27.85 |
| Emp., Sp. & Child(ren) | $44.85 |
| 75% - 100%* | 50% - 74%* | |||
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $8.00 | $8.00 | $10.72 | $5.28 |
| Employee & Spouse | $16.50 | $16.50 | $22.11 | $10.89 |
| Employee & Child(ren) | $13.93 | $13.93 | $18.66 | $9.19 |
| Emp., Sp. & Child(ren) | $22.43 | $22.43 | $30.05 | $14.80 |
* Percentage of full time schedule worked per week.
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $8.00 | $8.00 |
| Employee & Spouse | $16.50 | $16.50 |
| Employee & Child(ren) | $13.93 | $13.93 |
| Emp., Sp. & Child(ren) | $22.43 | $22.43 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $7.55 | $8.45 |
| Employee & Spouse | $15.53 | $17.47 |
| Employee & Child(ren) | $13.13 | $14.73 |
| Emp., Sp. & Child(ren) | $21.13 | $23.73 |
| Semi-Monthly Employee Contribution | Semi-Monthly Employer Contribution | |
| Employee Only | $7.76 | $8.24 |
| Employee & Spouse | $16.01 | $16.99 |
| Employee & Child(ren) | $13.51 | $14.34 |
| Emp., Sp. & Child(ren) | $21.75 | $23.10 |
| Basic Semi-Monthly Employee Contribution | Enhanced Semi-Monthly Employee Contribution | |
| Employee Only | $2.35 | $4.74 |
| Employee & Spouse | $4.66 | $9.37 |
| Employee & Child(ren) | $4.56 | $9.19 |
| Emp., Sp. & Child(ren) | $6.93 | $13.96 |
| Current Age | Basic | Optional |
| Less than 30 | 100% employer paid | $0.037 |
| 30 but < 35 | $0.053 | |
| 35 but < 40 | $0.060 | |
| 40 but < 45 | $0.075 | |
| 45 but < 50 | $0.112 | |
| 50 but < 55 | $0.172 | |
| 55 but < 60 | $0.321 | |
| 60 but < 65 | $0.493 | |
| 65 but < 70 | $0.950 | |
| 70 & older | $1.533 |
* Rates are per $1,000 of coverage.
To calculate your monthly premium:
- Multiply your annual salary by 1, 2, 3, or 4 (based on your coverage election). Round to the next $1,000.
- Divide by $1,000.
- Multiply by Age Rate, above.
| Spouse Coverage* | Semi-Monthly Employee Contribution |
| $10,000 | $1.43 |
| $15,000 | $2.14 |
| $20,000 | $2.85 |
* Eligible dependent children are covered at 50% of spouse coverage.
| Basic | Buy-Up* |
| 100% employer paid | $0.55 per $100 of covered annual salary |
* Covers salary over $45,000 to a maximum of $216,000.
| Basic | Buy-Up* |
| 100% employer paid | $0.55 per $100 of covered annual salary |
* Covers salary over $20,000 to a maximum of $216,000.
| Optional* |
| $0.563 per $100 of covered annual salary |
* Covers salary to a maximum of $216,000.
| Optional* |
| $0.51 per $100 of covered annual salary |
* Covers salary to a maximum of $216,000.
| Basic | Buy-Up* |
| 100% employer paid |
2024: $0.43 per $100 of annual base salary 2025: $0.546 per $100 of annual base salary |
* Enroll only if salary is over $20,000. Maximum salary to be used in calculation is $500,000.
| Basic | Buy-Up* |
| 100% employer paid |
2024: $0.43 per $100 of annual base salary 2025: $0.546 per $100 of annual base salary |
* Enroll only if salary is over $20,000. Maximum salary to be used in calculation is $500,000.
Employees hired prior to 7/1/16: Covered under a closed LTD Class 4 with a $6,000 Maximum Monthly Benefit Amount and Basic LTD coverage for an annual base salary up to $120,000. Covered at the current rates.
| Basic | Buy-Up* |
| 100% employer paid |
2024: $0.43 per $100 of annual base salary 2025: $0.546 per $100 of annual base salary |
* Enroll only if salary is over $20,000. Maximum salary to be used in calculation is $500,000.
| Basic | Buy-Up |
| 100% employer paid | 100% employer paid |
| Coverage | Single | Family |
| Per $1,000 of coverage | $0.015 | $0.030 |
Spouse covered for 60% of coverage amount and eligible dependent children for 20% of family coverage amount. Coverage in excess of $150,000 will be limited to the lesser of $300,000 or 15 times employee’s salary (rounded up to next $25,000).
| Coverage | Employee Only | Employee and Spouse | Employee and Children | Employee, Spouse and Children |
| Option 1: $10,000 (Semi-Monthly Rates) | ||||
| Under 25 | $0.70 | $1.35 | $1.20 | $1.85 |
| 25-29 | $0.95 | $1.85 | $1.45 | $2.35 |
| 30-34 | $1.30 | $2.50 | $1.80 | $3.00 |
| 35-39 | $1.80 | $3.55 | $2.30 | $4.05 |
| 40-44 | $2.90 | $5.80 | $3.40 | $6.30 |
| 45-49 | $4.70 | $9.65 | $5.20 | $10.15 |
| 50-54 | $6.85 | $14.35 | $7.35 | $14.85 |
| 55-59 | $9.40 | $19.90 | $9.90 | $20.40 |
| 60-64 | $13.35 | $28.35 | $13.85 | $28.85 |
| 65-69 | $19.20 | $39.45 | $19.70 | $39.95 |
| 70-74 | $13.68 | $26.63 | $14.18 | $27.13 |
| 75+ | $19.08 | $34.53 | $19.58 | $35.03 |
| Option 2: $20,000 (Semi-Monthly Rates) | ||||
| Under 25 | $1.40 | $2.70 | $2.40 | $3.70 |
| 25-29 | $1.90 | $3.70 | $2.90 | $4.70 |
| 30-34 | $2.60 | $5.00 | $3.60 | $6.00 |
| 35-39 | $3.60 | $7.10 | $4.60 | $8.10 |
| 40-44 | $5.80 | $11.60 | $6.80 | $12.60 |
| 45-49 | $9.40 | $19.30 | $10.40 | $20.30 |
| 50-54 | $13.70 | $28.70 | $14.70 | $29.70 |
| 55-59 | $18.80 | $39.80 | $19.80 | $40.80 |
| 60-64 | $26.70 | $56.70 | $27.70 | $57.70 |
| 65-69 | $38.40 | $78.90 | $39.40 | $79.90 |
| 70-74 | $27.35 | $53.25 | $28.35 | $54.25 |
| 75+ | $38.15 | $69.05 | $39.15 | $70.05 |
| Coverage | Employee Only | Employee and Spouse | Employee and Children | Employee, Spouse and Children |
| Option 1: $10,000 (Monthly Rates) | ||||
| Under 25 | $1.40 | $2.70 | $2.40 | $3.70 |
| 25-29 | $1.90 | $3.70 | $2.90 | $4.70 |
| 30-34 | $2.60 | $5.00 | $3.60 | $6.00 |
| 35-39 | $3.60 | $7.10 | $4.60 | $8.10 |
| 40-44 | $5.80 | $11.60 | $6.80 | $12.60 |
| 45-49 | $9.40 | $19.30 | $10.40 | $20.30 |
| 50-54 | $13.70 | $28.70 | $14.70 | $29.70 |
| 55-59 | $18.80 | $39.80 | $19.80 | $40.80 |
| 60-64 | $26.70 | $56.70 | $27.70 | $57.70 |
| 65-69 | $38.40 | $78.90 | $39.40 | $79.90 |
| 70-74 | $27.35 | $53.25 | $28.35 | $54.25 |
| 75+ | $38.15 | $69.05 | $39.15 | $70.05 |
| Option 2: $20,000 (Monthly Rates) | ||||
| Under 25 | $2.80 | $5.40 | $4.80 | $7.40 |
| 25-29 | $3.80 | $7.40 | $5.80 | $9.40 |
| 30-34 | $5.20 | $10.00 | $7.20 | $12.00 |
| 35-39 | $7.20 | $14.20 | $9.20 | $16.20 |
| 40-44 | $11.60 | $23.20 | $13.60 | $25.20 |
| 45-49 | $18.80 | $38.60 | $20.80 | $40.60 |
| 50-54 | $27.40 | $57.40 | $29.40 | $59.40 |
| 55-59 | $37.60 | $79.60 | $39.60 | $81.60 |
| 60-64 | $53.40 | $113.40 | $55.40 | $115.40 |
| 65-69 | $76.80 | $157.80 | $78.80 | $159.80 |
| 70-74 | $54.70 | $106.50 | $56.70 | $108.50 |
| 75+ | $76.30 | $138.10 | $78.30 | $140.10 |
| Semi-Monthly Rates | Option 1: $20,000 | Option 2: $30,000 | Option 3: $50,000 |
| Employee | $1.91 | $2.52 | $3.33 |
| Employee + Spouse | $3.03 | $4.00 | $5.29 |
| Employee + Child(ren) | $3.53 | $4.85 | $6.57 |
| Family | $5.50 | $7.50 | $10.12 |
| Monthly Rates | Option 1: $20,000 | Option 2: $30,000 | Option 3: $50,000 |
| Employee | $3.82 | $5.04 | $6.65 |
| Employee + Spouse | $6.06 | $7.99 | $10.57 |
| Employee + Child(ren) | $7.06 | $9.70 | $13.14 |
| Family | $10.99 | $15.00 | $20.24 |
| Semi-Monthly Rates | Option 1: $500 | Option 2: $1,000 | Option 3: $1,500 |
| Employee | $2.87 | $4.75 | $6.63 |
| Employee + Spouse | $5.67 | $9.41 | $13.15 |
| Employee + Child(ren) | $4.81 | $8.17 | $11.54 |
| Family | $8.08 | $13.67 | $19.26 |
| Monthly Rates | Option 1: $500 | Option 2: $1,000 | Option 3: $1,500 |
| Employee | $5.74 | $9.50 | $13.26 |
| Employee + Spouse | $11.34 | $18.82 | $26.30 |
| Employee + Child(ren) | $9.61 | $16.34 | $23.07 |
| Family | $16.15 | $27.33 | $38.52 |
- Group Rated Auto/Home Insurance: Rates quoted year round from Farmers.
- Identity Theft: Contact ID Watchdog at 866.513.1518 for premiums.
- Legal Protection through LegalShield:
- Basic Coverage: $9.48
- Basic Coverage (Nevada, New York, Massachusetts): $10.98
- Home Business Supplement: $7.48 (Important: You must enroll in Basic Coverage to elect the Home Business Supplement.)
