UHC Insurance Plans

Critical illness insurance pays a lump-sum cash benefit directly to you for covered medical conditions, such as:

• Cancer (invasive and non-invasive)
• Heart attack and failure
• Major organ failure
• Paralysis
• Alzheimer’s
• Blindness or loss of hearing

You can choose from two options:

• Option 1: $10,000 (maximum coverage amount)
• Option 2: $20,000 (maximum coverage amount)

Hospital indemnity insurance pays a lump-sum cash benefit directly to you if you have a covered hospitalization. Covered hospital expenses include hospital admission, hospital confinement, and intensive care unit (ICU) confinement.

You can choose from three plans:

• 1500 plan (pays $1,500 for an initial hospital admission)
• 1000 plan (pays $1,000 for an initial hospital admission)
• 500 plan (pays $500 for an initial hospital admission)

Accident insurance pays a lump-sum cash benefit directly to you if you have a covered injury. The plan covers more than 80 injuries and services, including:

• Ambulance services
• Emergency room and urgent care
• Doctor visits
• Hospital admissions and stays
• Medical appliances (e.g., crutches, wheelchairs, walkers)
• Burns
• Concussions

You can choose from three options:

• Option 1: $20,000 lifetime benefit
• Option 2: $30,000 lifetime benefit
• Option 3: $50,000 lifetime benefit

• Blood test for breast cancer (CA 15-3)
• Blood test for colon cancer (CEA)
• Blood test for myeloma (serum protein electrophoresis)
• Blood test for ovarian cancer (CA 125)
• Blood test for prostate cancer (PSA)
• Blood test for triglycerides
• Bone marrow testing
• Breast ultrasound
• Chest X-ray
• Colonoscopy
• Fasting blood glucose test
• Flexible sigmoidoscopy
• Hemoccult stool analysis
• Mammography
• Pap test
• Serum cholesterol test to determine level of high-density lipoproteins (HDL) and lowdensity lipoproteins (LDL)
• Stress test on a bicycle or treadmill
• Thermography
• Virtual colonoscopy

• For new 2025 enrollments, screenings must be completed during the 2025 calendar year.
• The benefit will only be paid one time per calendar year and per plan, regardless of the test results or number of tests performed. The benefit is paid in addition to any other payments you and your covered spouse receive under the policy.
• Wellness benefit details are listed by plan on this webpage under “Important Documents.”