The 403(b)/457(b) Retirement Plan is a defined contribution retirement plan. Employees and the University make regularly scheduled contributions to an account set up in each participating employee’s name. Each account’s value depends on the amounts the employer and/or employee contributes, and investment gains or losses on those contributions.
You can invest the money in your Retirement Plan through TIAA or Fidelity.
This interactive tool provides resources for managing your debt, budgeting and spending, saving and buying a home! Click through the buttons and links to learn more about the resources available to you through Fidelity.
Considering an emergency withdrawal?
Fidelity can help you make the best choice to meet your immediate needs without derailing your longer-term financial wellness goals. Read Fidelity's Emergency Withdrawal Hierarchy to consider your options.
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3 Things to Consider When Thinking About Your Retirement Account
If you’re considering your contributions to your retirement account(s), taking money from your savings plan, or changing your investment options, think through what may be necessary in the short term while keeping your long-term goals in mind.
Revisit your saving contributions regularly and consider adjustments.
Even with the mandatory employee contribution, you can still contribute more to lock in a secure retirement—even 1% more can make a big difference over time.
Options vary depending on your employer’s plan rules, including hardship withdrawals and loans, so be sure to understand what’s available based on your personal situation.
Make sure your bank and personal information is up to date. This helps us send your money faster with direct deposit.
To help you feel more confident about your investments, it’s important to understand how your retirement account is invested. Factors to consider include the numbers of years until you retire, your financial situation, and how much risk you are willing to take on.
Decide if you want to manage your own investments or get help. If you don’t want to do it alone, consider a target date fund or managed account.
Podcasts
This is Modern Life: a fresh take on life, money, and redefining what matters. In each episode you’ll gain the personal and practical insights to help you live your best financial life. Join our host Jamila Souffrant, as we hear from inspiring people sharing stories of triumph, change, and discovering their purpose.
To help you navigate through current market conditions, Fidelity's leaders have come together for a series called Fidelity Viewpoints®: Market Sense. Each week, they'll cover the latest market happenings, actions you might consider, and answers to common questions.
We're offering one-on-one meetings with our financial consultants. To schedule a meeting, use the Appointment Scheduler or call 800.343.0860.
Ben Wright, a Fidelity Workplace Financial Consultant, has more than 12 years with the company. A Certified Financial Planner™️ certificant, investment advisor representative, registered securities representative, and licensed insurance representative, Ben holds a bachelor's degree in human resources management from Utah State University and a master's degree in financial planning from Texas Tech University
Susan Screeton joined Fidelity as a retirement planner in 2013. A registered securities representative and licensed insurance representative, Susan holds a bachelor’s degree in business administration from University of Arkansas Little Rock.
