Partial Year Employee Premiums | University of Arkansas System Benefits

Premiums listed on this page are for July 1 - December 31, 2025.

The university provides flexible and affordable medical plans with no-cost wellness benefits. Optional vision and dental plans are available for eligible employees, too. You and your campus share the cost of your health plan premiums for medical, dental and vision coverage. Premiums are based on the plan and tier level you choose (e.g., employee only coverage, employee and spouse coverage, employee and children coverage or employee, spouse and children coverage). Premiums may change each year.

Medical: Classic Plan

9-Month Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$62.41	$304.71
Employee & Spouse	$266.33	$592.80
Employee & Child(ren)	$192.46	$494.92
Emp., Sp. & Child(ren)	$344.10	$842.46

Medical: Health Savings Plan

9-Month Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$45.91	$272.71
Employee & Spouse	$134.43	$592.27
Employee & Child(ren)	$104.04	$493.77
Emp., Sp. & Child(ren)	$173.25	$840.80

Medical: Premier Plan

9-Month Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$251.62	$304.71
Employee & Spouse	$724.01	$592.80
Employee & Child(ren)	$545.29	$494.92
Emp., Sp. & Child(ren)	$973.18	$842.46

Dental

9-Month Employees	Semi-Monthly Employee Contribution	Semi-Monthly Employer Contribution
Employee Only	$11.18	$11.63
Employee & Spouse	$23.07	$23.98
Employee & Child(ren)	$19.47	$20.24
Emp., Sp. & Child(ren)	$31.34	$32.61

Vision

9-Month Employees	Basic Semi-Monthly Employee Contribution	Enhanced Semi-Monthly Employee Contribution
Employee Only	$3.13	$6.32
Employee & Spouse	$6.02	$12.50
Employee & Child(ren)	$6.02	$12.50
Emp., Sp. & Child(ren)	$6.93	$18.62

Employee Life Insurance

9-Month Employees	Basic	Optional
Less than 30 years old	$0.13	$0.056
30 but < 35 years old	$0.13	$0.079
35 but < 40 years old	$0.13	$0.089
40 but < 45 years old	$0.13	$0.112
45 but < 50 years old	$0.13	$0.168
50 but < 55 years old	$0.13	$0.257
55 but < 60 years old	$0.13	$0.481
60 but < 65 years old	$0.13	$0.739
65 but < 70 years old	$0.13	$1.423
70 years & older	$0.13	$2.296

* Rates are per $1,000 of coverage.

To calculate your monthly premium:

Multiply your annual salary by 1, 2, 3, or 4 (based on your coverage election). Round to the next $1,000.
Divide by $1,000.
Multiply by Age Rate, above.

Dependent Life Insurance

*Spouse Coverage for 9-Month Employees**	Semi-Monthly Employee Contribution
$10,000	$1.90
$15,000	$2.85
$20,000	$3.79

* Eligible dependent children are covered at 50% of spouse coverage.

Short Term Disability

Basic	Supplemental*	Voluntary**
100% employer paid	$0.285 per $100 of covered annual salary	$0.473 per $100 of covered annual salary

* When you are enrolled in Basic STD coverage, Supplemental STD covers 60% of the first $4,153 of your weekly pre-disability earnings.

** Voluntary STD covers 60% of the first $4,153 of your weekly pre-disability earnings.

Long Term Disability

Basic	Optional*
100% employer paid	$0.43 per $100 of covered annual salary

* Covers salary over $20,000 to a maximum of $500,000.

Accidental Death and Dismemberment (AD&D)

9-Month Employees Coverage	Single	Family
$25,000	$0.26	$0.50
$50,000	$0.50	$1.00
$75,000	$0.75	$1.50
$100,000	$1.00	$2.00
$125,000	$1.25	$2.50
$150,000	$1.50	$3.00
$175,000	$1.75	$3.50
$200,000	$2.00	$4.00
$225,000	$2.25	$4.50
$250,000	$2.50	$5.00
$275,000	$2.75	$5.50
$300,000	$3.00	$6.00

Spouse covered for 60% of coverage amount and eligible dependent children for 20% of family coverage amount. Coverage in excess of $150,000 will be limited to the lesser of $300,000 or 15 times employee’s salary (rounded up to next $25,000).

Critical Illness Insurance

Coverage Option 1: $10,000	Employee Only	Employee and Spouse	Employee and Children	Employee, Spouse and Children
Under 25	$0.70	$1.35	$1.20	$1.85
25-29	$0.95	$1.85	$1.45	$2.35
30-34	$1.30	$2.50	$1.80	$3.00
35-39	$1.80	$3.55	$2.30	$4.05
40-44	$2.90	$5.80	$3.40	$6.30
45-49	$4.70	$9.65	$5.20	$10.15
50-54	$6.85	$14.35	$7.35	$14.85
55-59	$9.40	$19.90	$9.90	$20.40
60-64	$13.35	$28.35	$13.85	$28.85
65-69	$19.20	$39.45	$19.70	$39.95
70-74	$13.68	$26.63	$14.18	$27.13
75+	$19.08	$34.53	$19.58	$35.03

Coverage Option 2: $20,000	Employee Only	Employee and Spouse	Employee and Children	Employee, Spouse and Children
Under 25	$1.40	$2.70	$2.40	$3.70
25-29	$1.90	$3.70	$2.90	$4.70
30-34	$2.60	$5.00	$3.60	$6.00
35-39	$3.60	$7.10	$4.60	$8.10
40-44	$5.80	$11.60	$6.80	$12.60
45-49	$9.40	$19.30	$10.40	$20.30
50-54	$13.70	$28.70	$14.70	$29.70
55-59	$18.80	$39.80	$19.80	$40.80
60-64	$26.70	$56.70	$27.70	$57.70
65-69	$38.40	$78.90	$39.40	$79.90
70-74	$27.35	$53.25	$28.35	$54.25
75+	$38.15	$69.05	$39.15	$70.05

Voluntary Benefits

Group Rated Auto/Home Insurance: Rates quoted year round by Liberty Mutual: 800.524.9400.
Identity Theft: Contact ID Watchdog: 866.513.1518.
Legal Protection through LegalShield: Contact Stephanie Walker at 800.770.9820.